Thought I would post this here for anyone that has the need for detailed textures, but no graphic skills to do them. This is from the guys who made kkrieger, a 95k byte 3-d shootem game.... Here is a link to their page
http://www.theprodukkt.com/
and here is a direct link to the program I am talking about.
http://www.theprodukkt.com/werkkzeug_3_te.
Here is an image of doing the tutorial to get you started, I added in the hazard text myself above the tutorial steps.
And here are the actual textures used in it: (Converted to jpg for you to see of course...)
Difuse and Normal maps.
Detail Difuse and Detail Bump maps.
And the Reflection Map.